General information

What is an investment fund?

    Investment funds are collective investment schemes based on a diversified portfolio of assets: when you invest in a fund, you acquire ownership that corresponds to a share of a portfolio of equities or bonds already selected and actively managed by experts. This means investing in funds should be safer than buying individual securities, because of the diversification of the fund and experience of the managers.

What funds do we service?

Blue Rock Financial Services acts as distributor and Payment Agent for 5 regulated investment funds which are passported from Austria to Romania:

   NOAH F22 Multi Asset Fund



 Ariquon Wachstum


All of the above mentioned funds are managed by LLB Invest Kapitalanlagegesellschaft m.b.H

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Investment funds spread their holdings across several different investment vehicles, which reduces the effect any single security or class of securities will have on the overall portfolio. Because investment funds can contain hundreds or thousands of securities, investors are not likely to be fazed if one of the securities does not do well.

Expert Management

Many investors lack the financial know-how to manage their own portfolio. However, non-index investment funds are managed by professionals who dedicate their careers to helping investors receive the best risk-return trade-off according to their objectives.


Investment funds, unlike some of the individual investments they may hold, can be traded daily. Though not as liquid as stocks which can be traded. Buy and sell orders are filled after market close.


If you were investing on your own you would ideally spend time researching securities. You would also have to purchase a huge range of securities to acquire holdings comparable to most investment funds. Then, you would have to monitor all those securities. Choosing an investment fund is ideal for people who do not have the time to micromanage their portfolios.

Reinvestment of Income

Another benefit of investment funds is that they allow you to reinvest your and interest in additional fund shares. In effect, this allows you to take advantage of the opportunity to grow your portfolio without paying regular transaction fees for purchasing additional investment fund shares.

Range of Investment Options and Objectives

There are funds for the highly aggressive investor and the middle-of-the-road investor – for example, emerging markets funds, investment-grade bond funds, and balanced funds, respectively. There are also life cycle funds to ramp down risk as you near retirement. There are funds with a buy-and-hold philosophy, and others that are in and out of holdings almost daily. No matter your investing style, there is bound to be a perfect fund to match it.


For as little as $50 per month, you can own shares in Google (NASDAQ: GOOG), Berkshire Hathaway (NYSE: BRK.A), and a host of other expensive securities via investment funds. At the time of this writing, a share of Berkshire Hathaway costs over $313,000 a share.

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On the flip side, you have no control over investment funds: you cannot influence purchases and sales, and you never know the exact composition of the fund at any given moment. Moreover, you cannot track real-time changes in the value of your fund units, like you can with shares. When you buy or sell your units, you do not find out their value at the moment of purchase or sale until a few hours later because it takes the fund some time to work out the net asset value.  You are obliged to pay management charges every year, even if the funds in which you have invested deliver negative results.